So here is the scenario: You and your partner work hard on maintaining your good credit. You save up for a down payment. You land great jobs with large salaries. But right before you start shopping for your first home, you buy a new car.
Does that car affect your buying power or even your ability […]

Ever wonder just how important your credit scores are to a lender?
It is extremely important! Credit scores are the starting point for all lenders. Right or wrong, a lender will make a pre-determination as to your credit worthiness simply based on your credit scores.
If you have been late before, the lender believes you will be […]